Million Dollar Wiki or Million Euro Wiki

What is the hack about this Million Dollar Wiki or Million Euro Wiki. Lately, I've been following the blog of an author name John Chow, why follow his blog because i really have no time to update my own lor....hahahahhahha anyway for those who likes something different try his blog.

Alright come back to my post about this million dollar wiki, i knew about this website from the dot com mogul - John Chow. The website of million dollar wiki is basically ask you to buy a page from them for USD 100. Then the entire page is up for you to design, post your company's website, write up and last but not least it is for life. Yes for LIFE.

No more catch behind.

Million Dollar Wiki will grant you to control the entire content of your own page and you can re-sell the page when you feel is right. How it works? It is just like you control of your own website but the advantages are your site is with other higher page rank sites and traffic will flow to your site as long as people search it. But Million Dollar Wiki is no longer new and fresh in the market now and the worst fact is most of the keyword are taken.

So, I've been cracking head to buy a page and get some decent traffic to promote my pamperzone, hell know. Today, when i click to John Chow's website, he is promoting another Million Euro Wiki. A pure carbon copy of the previous Million Dollar Wiki. This news must have not reach most out of the world yet before it is too late. Head on and check the Million Euro Wiki and you will receive a 10% discount if you key in JohnChow.

Graphics for Dummies

Graphics design for dummies, are you good in photoshop or any design's softwares? Well, if you are like me a dummy in design of graphics, don't plan to take any courses right now because through Copy and Paste Graphics you will probably receive thousands over graphics to enhance your your website, blog, forum or anything as long as you need a graphic.

Graphics speak louder than words, a lenghty blog could make you feel boring if the topic or content isn't interesting but attractive graphics could hold your readers to stay longer on your blog or website.

A survey out of 10 person i know (well i'm not running a focus group), my readers on my blog always hope to see photos, graphics appeared in my blog so that they feel more attractive. Yes, Attractiveness is hard to get out of most. Even you're not scoring for an A in your English (just like Me) but just fair writing with graphics and photos will make your readers feel that your blog is lively. Try me if you don't believe.

Look who says Dummy cannot design!!!

ChipIn

ChipIn is an easy way to help you collect money for specific events like alumni, gathering, birthday, anniversarry and many more or you can even collect contribution from your blog followers as well!!!

ChipIn is very friendly and all online collection and contribution are credited to your PayPal account.



Get this widget now and play around is fun!!!

Review on Gold Rushin - Make Money Online blog

Gold Rushin is a blog author by Jon Wiebe about Make Money Online.

The blog shows you ways on how to make money online for example, you could sign up for google adsense, pay per post, moola and many more.

Jon Wiebe discovers that to success in blogosphere you need to have traffic and high page rank. Gold Rushin allows and open to fellow blogger to link back his blog if you find it is interesting and fun to read. I personally feel his blog is interesting!!! You are require to leave a comment and and he'll link you back by writing a review and you have to do in return.

Besides, the blog also tells you about North America Soccer. (Soccer is my favourite!!) Currently, Canada host for the FIFA under 20 WORLD CUP and guys Enjoy reading his blog.

Crisis on 2007

Days ago when I was having some serious discussion with friends in about the economic of Malaysia. (Wah-lau how serious can it be in Mamak Store??!!) Every sectors are complaining about the market is slow, collection is bad, sales drop, no commission and many many more. But 1 thing is clearly weird why the share market keeps on moving upwards like going to break the all-time historical high of 1,400 in the Kuala Lumpur Composite Index. (probably too many syndicate out there... therefore, watch out your investment.)

Not much of a conservative person I am, I like gambling, I like high risk with high return. But this year the bull run in the share market didn't lure me in. Why?? Perhaps I got burned during the beginnng of the year where most of my counter from profits turn to losses. Despite of that, I'm not discouraged and diasppointed with my picks of certain counters and I believe to make money from share market you must have "in-sider news". If not you'll end up like me make money in the beginning and make losses at the end.


My personal opinion for 2007 is because of one norm, the 10 years rotation of economy crisis which take place in both second half of the year 1987 and 1997 after June. (Be extra cautious about 2007 because July is coming!!!) During the pre-crisis, nearly every stock exchange was a top investment destination and resulted heavy exchange activity daily. (certainly this year 2007 China, Hong Kong and Japan are enjoying the bomb in the share market). What does it end up? Too huge bubble in the market and investor (syndicate) tend to pull out from the market and overnight the share market crash. Who is the victim? Retail investor like you and me who are not too sensitive or too optimistic towards the share market.

My advice might not be true but hopefully retail investor like you and me be more alert and sensitive about every movement and news in the world in order for you to cut loss early rather than seeing the market crash yet you helpless do nothing about your own money.

Despite of the above negative and pessimistic opinion, we still can Make Money even the share market is going downwards. HOW?? Well, here is the little tips for you all. Short the Future!!!

Insurance for My Baby

Last week, I was approached by a friend who work as an insurance agent and recommended me a new insurance policy for my baby and myself. Most of you who know me as a self-employed for the pass 6 months. 0 Income + Many Expenses. She proposed to me about the new insurnce policy of their company offered for my new born baby and myself. I don't like to promote this but this policy seems worth to share here with all of you. (I'm not their agent, repeat!!!)

As a self-employed, you'll realised that you don't have fixed income monthly, no EPF (Employee Provisional Fund)contribute by you or your employer. (Obviously you will loss out the retirement benefit in the long run)

The policy is very simple. You are require to pay a premium every month ranging from RM300, RM600, RM900 or RM1,200 for 10 years. That's it. No catch!!

The benefit from the Insurance Policy are:

1. During the 10 years any accident fall on you, no need to pay premium but still entitle the benefit there on. (Touch wood!! Indeed, good protection as the insurance company will insured the payer for life and disability once you sign up.)

2. You could withdraw the money you invested from year 11 onwards until the age of 86.

3. If you want to withdraw in a later date the amount will be higher because the Insurance company will compound your interest and principal every year. (This will be very lucrative.)

4. As a self-employed individual, take this opportunity to save money like you're contributing to the EPF. (Rate offer 7.5% pa higher than EPF 4.5% pa). Advise to pro-blogger.

5. Comparable investment on this policy is better than invest in property. Instalment for property at least 20 to 30 years. This Insurance Policy maximum 10 years.

6. Insurance policy secured return, rental unsecure.

7. Insurance policy no need renovation cost, buy new property you need to incured renovation before rent out. (When you sell your property, renovation always not taken into account.)

8. No maintenance fee for insurance policy but property YES.

9. Property you need to wait for appreciation however, we hardly enjoy the appreciation of property price because the bank BLR (Base Lending Rate) fluctuate based on the appreciation of the property. You just save for staying for FREE in the property you belong.

10. Tax deduction for Insurance premium from 50% up to 100%. Property No!!

11. Many more to explain from there on.

Think again if you want to invest your money smartly in the future. I principally agreed that the scheme of this insurance is very attractive but back then, we must evaluate our financial status which allow us to invest or not.

If you want to know more about the policy, I can be your first agent!!! Ha Ha Ha!!!
Just kidding, if you want to know more about the policy I'll introduce my friend to you. I'm not the the hard-core insurance agent out there on the street. LOL!!!

Restaurant Business in Malaysia

If you have a chance to start a business which you can be a taukeh (English = owner)and no longer work for others what you want to do? Well my dream is to open a cafe in Kuala Lumpur those like in Flinders Lane, Melbourne selling coffee, sandwiches, pastries, confectionary and take away... A place for people or friends to meet up or gathering. Interesting right, but the dream is still far away.... HA HA HA...

Well for the last whole week I was hectic about running on prepartion to start up for a restaurant in Kuala Lumpur... (P/S. Don't congrates me, I'm not the owner yet!!!) Sigh I was merely giving a helping hand for the owner (foreigner) ONLY!!! Groans....

The dream to start a restaurant or cafe in Malaysia isn't easy for new starter but you'll learn the business methodology along the way if you have a good advicer to guide you along and with sufficient fund to run the daily operation. If you don't have please seek help from others if not I just feel that you're dumping your precious savings to the sea. (After I've get myself involved so many since last week... a good experience as I feel that I'm running the show instead of the boss!!!)

There are so many things that you must look into consideration before the start up of the cafe or restaurant business in Malaysia. Here are some tips for you:
1. Renovation (Give your restaurant a theme so that your renovation is according to it)
2. Location (If you want to have high turnover on your restaurant go for high density areas, the rental will be pretty high but I'm sure it could covered your cost in the end)
3. Materials (Source yourself instead of asking middleman to help you. You will pick up a lot of knowledge from there on)
4. Licences (Application of licences)
5. Staff
6. Cleaniness
7. Last but not least, FUND

If you have the overall ideas of the above in place I think your restaurant will be running smoothly.

How to calculate the break even of the business? (For new starter)

A simple calculation as follows:
Assumption:-
Walk in customer 100 daily
Average spending per person RM5.00
Monthly turnover 100 X RM5.00 = 500 per day X 30 Days = RM15,000

Less your expenditure
Rental RM X,XXX
Staff RM X,XXX
Material RM X,XXX

Month Turnover - Monthly Expenditure = Net profit

If you can resolve the above equation, You can start a restaurant in Malaysia!!!

To know more about restaurant in Malaysia please go to Western Restaurant, Asian Restaurant, Japanese Restaurant, Korean Restaurant, and Local delights or click on Pamper Zone.

YouTube in Every Corner

Youtube has been cracking into most of the countries as one of the TOP 10 search while people surfing the internet. A site which value about USD 1.76billion (RM 6.2 billion) bought over by Google last year October. Some fast fact about YouTube, the founders incorporated YouTube in Valentine Day of 2005 and at 1 year and 8 months old acquired by Google. This is what a smart ideas could achieved in such a short period of time. Bravo!!

Refer to my earlier post at Top 10 Search in the World YouTube Rank 4 just sligtly below the long time leaders like Yahoo, MSN and Google. What does it imply to you? Well my opinion is that from the pass 20 years technology and internet has changed rapidly from Video Tape to VCD and from VCD to DVD. Today is YouTube. People prefer to spend more time digg about all sort of short video title infront of their PC or laptop.

YouTube has created a phenomenon for all as their tag line "Broadcast Yourself". Today people can broadcast anything and post it on YouTube for personal satisfaction (of course not porn stuff or blue film). This is how YouTube lift up their ranking in the world. The impact of YouTube is doubtless to argue and the success of it is needless to mentioned. Today a Malaysia local newspaper The Star. mentioned that the achievement of YouTube would attract more MultiNational Corporations to invest in our country Malaysia if this is a local ideas.

Malaysians please bring up brilliant ideas.

Google Adsense

Do you think your Google Adsense serve any purpose on your blog or website? I need to clarify and give some tips and direction to new blogger about serving Google Adsense is TOTALLY useless if you were NEW.

To make money from internet is never easy and it takes time and effort. A lot of cases where people give up half way because they don't see the results overnight. Well, put it in this way if you want to have a perfect body line you can't just expect it to change overnight. In fact, we must always follow and focus on the basic rule no.1 CONSISTENCY.

Whatever it is CONSISTENCY is very important in our life whether it is concerned about building your career, studies or even in sports. How about gifted? Some one has very special talent from young like photogenic memory, talent in sports or some extra-ordinary strength (like character in Heroes..) Well do you think you and me belongs to this population? If not than we have to go back to the basic rule no. 2 which is rule no. 1!!!

I've read a lot of blog and article that mislead people about the way money could be made easily from Google Adsense. In addition, I noticed a few similarity which are the authors only tell the readers the surface of it and never never speak the real and actual impact of success in Adsense. Hence, what about the failure case? Where can we find the unsuccessful stories? ... If some one can start a place for unsuccessful blogger on application of Adsense about their feeling, opinion and effort they put in yet did not pay them off. This should be fair enough at least audience and viewers get 2 side of the story instead of only knowing application of Adsense will bring them a windfall overnight.

Top 10 Search In The World

Do you know that in this internet world when users start to surf the web what is the first thing come to their mind to type in the search engine. Please make a guess?

Well if you can't think of any let me unveiled for you now. According to Alexa search which updated daily Top 10 search in the rank of Alexa in the world as follows:

Rank

1. Yahoo

2. Microsoft Network (MSN)

3. Google

4. You Tube

5. Myspace

6. Windows Live

7. Baidu

8. Orkut

9. QQ

10. Wikipedia

Just some analysis on it. Out of the top 10 ranking 6 out of 10 is search engine website (you know who they are!!!). 2 out of 10 is related to community that make friends (orkut and myspace). 1 each for entertainment (youtube) and encyclopedia (wikipedia). If you want to make an impact to this internet world you should know where to put your penny in now.

More Income

Do you get paid when you are writing an article or blog?

Do you get paid for writing an article about your company?

The answer for the previou is YES but the latter is a big NO.

At here I would like to share to you that you are going to make money by your own effort while writing an article or blog of your favourite and you are likely to be Pay Off.

Well we all know that inflation taken place daily in our life like petrol, toll, food, even Astro is lifting up the monthly subscription fee. So, for a single income stream fellow you think you monthly income could barely survive you or make you more miserable throughout the month. In fact, inflation started to kick off but our salary still maintain on a straight line basis. Damn it this is unhealthy!! What a shame for private and public sector servants.

I started blogging just a month old and I realised that Internet has really come in as a big picture in our future. Well even some MNC adopted and practice their staff could work away from office or their work station. They believe on independence and efficiency that at the end could deliver values and results on their work to the company and clients respectively. Well take this as an opportunity to write something you love, your experience and shared it and one day your effort certainly could pay off.

Make Money From Your Blog from Adverlets and Nuffnang

Guys just in case you don't know about anything about IT or internet like I do previously. I would like to introduce you to 2 Malaysian's owned company which offer blogger money (yes the company pays blogger).

The first one Advertlets. The company's tag line Advertiser + Blogger = Money + happy. What do you think?

The second one Nuffnang. This is the Asia's First Blog Advertising Community.

If you have time start doing it perhaps it may not make big bucks now but I surely believe it will pay off in the future.

About IDEAS

How well do you know about yourself?

Are you a career pusher or you are just work push for the sake of receiving your monthly salary. You can be your own boss from now on. I realised city dwellers have little of their own time.

WHY???

Reasons...

1. Meetings always come after work
2. You work more than the labour law requirement
3. Where are you on wednesday & thursday? Ladies night?
4. Happy hour
5. Meeting clients
6. Rushing for reports
7. Running your errands
8. Many more to go...

So where is your spare time where you can let you brain to have some thought of your day. Whether you have make a right or wrong decision as time passes quickily. Time really wait for no man. If you think you suppose to do something please do it now and firm with your feet. Tomorrow never ends every next day is a new tomorrow. If you have ideas today don't let it sleep and die off. You could make an impact to yoursef or the society immediately if you take action against it and do it.

How can you do it?

Carry along a notepad or if you are 24 hours sitting in front of your PC or laptop blog it. So that you won't forget and you got time to think again how to expand the entire idea and work out your own. If you don't mind sharing. Tell your friend about it and let's discuss it. You will not know you will get some improvement on what others thought.

What are you waiting for give yourself a chance to make some impact to your life (provided it is legal. Don't rob the bank!! You are nuts!!).

Enjoy your weekend!!!